Life Event Loans (Inheritance, Divorce, Probate)
Funding for life-event driven opportunities.
Who Its Best For?
- Individuals involved in estate settlements or inheritance distributions.
- Divorcing spouses needing to buy out a property interest.
- Property owners navigating probate or title transitions.
- Clients needing liquidity during complex personal or legal transitions.
What It Does
Life event loans provide short-term capital solutions during major personal or legal transitions. They help clients buy out co-owners, settle estates, distribute inheritance, or refinance property during probate. The focus is on speed, simplicity, and flexibility during a time when conventional financing is often unavailable or too slow.
Why It Matters
Life events often create unexpected financial challenges. Traditional lenders typically require complete legal documentation and lengthy underwriting, which can stall progress and create additional stress. Our solutions provide liquidity when you need it most, with options for both short-term solutions and long-term follow-up strategies. The benefits include:
- Access capital quickly during inheritance, probate, or divorce.
- Settle estate matters or buy out co-owners without selling property.
- Bridge financing while legal processes are completed.
- Flexible terms designed around your timeline and exit plan.
Key Benefits
- Loan amounts from $75,000 to $50 million.
- Close in as little as 5–10 days.
- Designed for estate, probate, or divorce-related transitions.
- Short-term solutions with optional long-term refinancing.
- Nationwide availability.
Example Scenario
A client inherited a 4-unit property but needed to buy out two siblings’ interests to retain ownership. Traditional financing was unavailable until probate was finalized. We structured a short-term loan that provided immediate liquidity to complete the buyouts. Once probate was resolved, the client refinanced into a long-term DSCR loan and retained the property as a rental.
FAQ
Can I use this loan before probate is finalized?
Yes. We often provide capital while legal matters are still pending.
Can I refinance later into a long-term loan?
Yes. Many clients refinance after the transition is complete.
Is this available for both residential and commercial properties?
Yes. We finance both.
Can I use the loan to buy out a spouse or sibling?
Yes. This is a common use case.
Are these loans available nationwide?
Yes. We offer life event loans across the country.
Explore other programs
Short-term financing to buy, renovate, and sell or hold properties for profit.
