Jason Harmon is the advisor investors call when they want the truth, the numbers, and a clear plan. As a Mortgage Advisor with Watermark Capital in Orange County, he helps buyers, investors, and self-employed entrepreneurs make smarter real estate decisions using strategy and data, not pressure or guesswork.
Jason is known for saving the day where others fell short, often stepping in as the rescue lender on complex or time sensitive deals. He brings clarity to complicated situations and has a steady way of turning “I am not sure this works” into “This actually makes sense.” Numbers come naturally, but people matter more. That mix evolved into what many clients now call Data Therapy, his signature blend of straight talk, strategy, and calm in high stakes moments.
Investors partner with Jason because he treats leverage like a tool, not a magic trick. He stays steady under pressure. He can explain DSCR, blended rates, cross collateral, and risk exposure faster than most people can find their calculator app. Over the years, he has helped first time investors build their foundation, guided self-employed entrepreneurs through major financial decisions, and structured private money loans that move at the speed of opportunity. He does not do hype. He does math. His philosophy is simple. “Do not believe me. Believe the data. Then let us build something you are proud to own.”
- Go to App?
- ESPN. Reliable, entertaining, and the perfect reset between spreadsheets.
- What inspires you?
- People who play the long game in finance, in family, and in life.
- 5-year Goal?
- Build a national platform that helps buyers and investors make decisions with clarity instead of pressure.
- Want to improve?
- Turning complex lending strategies into simple conversations anyone can understand, even during halftime
- Notable quality?
- A rare combination of calm strategy, honest advice, and the ability to simplify almost anything except the emotional rollercoaster of California sports teams.
