watermarkcapital.com

About Us

We’re not a bank, and that’s by design.

Traditional lenders underwrite borrowers. We underwrite opportunities. That mindset is what allows us to fund deals quickly, structure creative solutions, and help clients close on opportunities that conventional financing often misses

Watermark Capital was able to offer Highpoint Homes great terms for our next spec build! They were faster than a bank and we will be using them from here on out.

Highpoint Homes Spec Home Developer

Watermark Capital gave us a bridge loan while we were trying to acquire our next investment property. The capital they provided allowed us to do three 1031 exchanges to step up.

Bridge Loan Client 1031 Exchanges & Reverse Exchange

Watermark Capital saved my investment deal at the 11th hour. Another lender told me 48 hours before our closing deadline that they couldn't fund the loan and WC rescued it.

Rescue Loan Previous Lender Unable To Preform

Fast, Flexible, Investor‑Focused Capital for Real Estate Growth

In real estate, success isn’t just about finding the right property. It’s about having the right capital strategy behind every deal. Traditional lenders slow you down with rigid requirements and cookie-cutter approvals. At Watermark Capital, we do things differently.

We’re investors too, we know every deal is unique. Instead of just reviewing your tax returns, we underwrite your strategy. Whether you’re flipping, scaling rentals, or developing from scratch, we design flexible capital solutions that grow with you.

Short‑Term & Transitional Capital

Move fast, close deals, and unlock trapped equity with flexible short‑term lending.

  • Fix & Flip / Fix & Hold Loans
  • Bridge & Cross-Collateral Loans
  • Rescue / Bailout Loans
  • Life Event Loans
Best for: time‑sensitive acquisitions, equity unlock, and transitional scenarios.

Long‑Term & Portfolio Growth

Build cash flow, scale faster, and grow wealth with investor‑focused programs.

  • DSCR Investor Loans
  • Short-Term Vacation Rental Loans
  • Rental Portfolio / Blanket Loans
  • 1031 Exchange & Reverse Exchange Financing
Best for: cash‑flow investors, buy‑and‑hold strategies, and portfolio scaling.

Builder & Development Capital

From land to keys with one strategic solution for your full development lifecycle. We provide the capital to bring your project to life from start to finish.

  • Infill, Spec Build & Ground‑Up Construction Loans
Best for: builders, small developers, and infill investors building for resale or rental.

Advanced Capital Strategies

Protect, diversify, and scale without limits using specialized programs.

  • Non‑Recourse & SDIRA Loans
  • Real Estate Investor Lines of Credit
Best for: experienced investors, retirement account investing, and ongoing capital access.

Ready to Build Your Capital Strategy?

Here’s what sets us apart:

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